Open Enrollment

2015 enrollment and coverage start dates

  • November 15, 2014: 2015 Open Enrollment started
  • December 31, 2014: Coverage ended for all 2014 Marketplace plans
  • January 1, 2015: 2015 coverage could have begun
  • February 15, 2015: 2015 Open Enrollment ends. Enroll by this date and coverage can begin as soon as March 1. After this date, you can enroll in or change plans for 2015 only if you qualify for a Special Enrollment Period.

You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time of year.

If you own or operate a small business, you can start offering coverage to your employees any time.

If you don’t enroll in 2015 coverage

If you don’t have health coverage during 2015, you may have to pay a penalty. The fee in 2015 is higher than it was for 2014 — 2% of your income or $325 per adult/$162.50 per child, whichever is more.

 

During Open Enrollment, if you enroll:

  • Between the 1st and 15th days of the month, your coverage starts the first day of the next month.
  • Between the 16th and the last day of the month, your coverage starts the first day of the second following month. So if you enroll on March 16, your coverage starts on May 1.

 

You may buy Marketplace insurance outside Open Enrollment only if you qualify for a Special Enrollment Period due to a qualifying life event such as marriage, birth or adoption of a child, or loss of other health coverage. Learn more about how you qualify for a Special Enrollment Period.

You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time. There is no limited enrollment period for these programs. You can apply any time. If you’re qualified, you can enroll immediately.

If you own or operate a small business, you can start offering coverage to your employees at any time.

Statland & Katz, Ltd. Can Help and Provide Coverage.
Please contact us (301-587-6050)

Joseph W. McMartin Insurance Company

“I have repeatedly chosen Statland and Katz over other nationally recognized insurance companies for its ability to offer customized insurance products that meet our community’s needs. I’m proud – and very happy – that our association obtained earthquake coverage from Statland & Katz, at a nominal price. We did not need to call Statland & Katz for a claim  when our area was shaken by an earthquake in July of 2010– but our community felt better knowing we could have done so if needed.” - Terry M. Green President, Board of Directors, King Farm IV, II Rockville, Maryland

5000 Sunnyside Ave., Suite 200 Beltsville, MD 20705
1-877-567-3749 | Phone: (301) 587-6050 | FAX: 301-937-5120 | E-mail:info@statlandkatz.com