Home Owners Insurance

Many of Statland & Katz’s newer clients are surprised to find that not all homeowner  insurance policies are alike. The program designed for the first-time apartment dweller can be vastly different than one for a vacation home. As lifestyles change, so too should your insurance program. And whether it’s coverage for your home, automobile, excess liability, watercraft, recreational vehicle, fine art, jewelry, or a collectible, Statland & Katz has a policy and a solution.

Catastrophes, increasing personal liability judgments and a rise in identity theft have sparked concern with consumers about the effectiveness of homeowner insurance policies. Most policy owners only become aware of the many differences in available protection after a loss. Statland & Katz represents a variety of insurance carriers that provide coverage beyond the standard.


Some examples:

  • Guaranteed Replacement Cost – Replacement cost coverage that guarantees to replicate your home regardless of the cost and with quality materials. Most standard policies cap replacement value and provide builders grade materials.


  • Cash Settlement – After a loss, giving you the option to rebuild your home on site or take a cash settlement.


  • Disaster Coverage – Safeguarding your property from incidents ranging from sewer and drain problems to earthquakes and floods.


A Statland & Katz milestone: At the end of 2010, Statland & Katz had written over 100,000 homeowner insurance policies over a period of 30 years.


To learn more about one risk -- identity theft -- which is affecting more and more homeowners,
please click here

Joseph W. McMartin Insurance Company

“…the amount of insurance people purchase reflects much less the results of their shopping around than the extent to which they trust their agent.”  Outposts, the WashingtonPost

5000 Sunnyside Ave., Suite 200 Beltsville, MD 20705
1-877-567-3749 | Phone: (301) 587-6050 | FAX: 301-937-5120 | E-mail:info@statlandkatz.com